Checking/Savings Accounts Interest Rates
| Account Type | Interest Rate | *APY |
|---|---|---|
| Savings Account | .35% | .35% |
| Gold Account | .10% | .10% |
| Platinum Account | .20% | .20% |
- Accurate as of 10-1-25
- Savings accounts require no minimum opening deposit
- Minimum opening deposit for Gold Account $750
- Minimum opening deposit for Platinum Account $2,500
- Fees could reduce earnings on the account
- *APY - Annual Percentage Yield
Money Market Account Interest Rates
| Amount | Interest Rate | *APY |
|---|---|---|
| $2,500 - $24,999.99 | 1.14% | 1.15% |
| $25,000 - $49,999.99 | 1.39% | 1.40% |
| $50,000-$99,999.99 | 1.64% | 1.65% |
| $100,000-$249,999.99 | 1.88% | 1.90% |
| $250,000-$499,999.99 | 2.23% | 2.25% |
| $500,000 and over | 2.720% |
2.75% |
- Accurate as of 10-1-25
- Minimum opening deposit of $2,500
- Fees could reduce earnings on the account
- *APY - Annual Percentage Yield
Certificate of Deposit Interest Rates
| Months | Interest Rate | *APY |
|---|---|---|
| 3 Months | 3.21% | 3.25% |
| 5 Months | 4.23% | 4.30% |
| 6 Months | 3.21% | 3.25% |
| 12 Months | 3.21% | 3.25% |
| 15 Months | 3.94% | 4.00% |
| 18 Months | 1.985% | 2.00% |
| 24 Months | 1.985% | 2.00% |
| 30 Months | 1.985% | 2.00% |
| 36 Months | 1.985% | 2.00% |
| 48 Months | 1.985% | 2.00% |
| 60 Months | 1.985% | 2.00% |
- Accurate as of 10-1-25
- Withdrawal penalty may apply
- Minimum opening deposit of $500
- Minimum balance of $500 to obtain *APY
- Rates are subject to change without notice.
- Fees could reduce earnings on the account.
- *APY - Annual Percentage Yield
Service Fees
| Fee Type | Fee Amount |
|---|---|
| Outgoing Wire Transfers | $15.00 - no fee for incoming wire |
| Cashier’s Checks | $ 7.50 |
| Money Order | $ 5.00 |
| Nonsufficient funds NSF item each | $25.00 - (no guarantee item will be paid) |
| Stop Payment | $15.00 |
| ATM- our terminal | No Charge |
| ATM- other terminals | $1.00 plus ATM owner's surcharge |
| Fax | $ 3.00 first pg/ $1.50 ea additional pg |
| Replace lost, stolen, or broken Debit/ATM card | $ 7.50 |
| Pin Replacement | $ 1.00 |
| Account Research | $ 7.50 (minimum or $15/hr) |
| Printout | $ 1.00 |
| Hot Card Debit/ATM Card | $10.00 |
| Paper Statement Fee | $ 3.00 |
- Accurate as of 10-1-25
Personal loans
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From debt consolidation to unforeseen expenses, visit with one of our loan officers to see what The Tipton Latham Bank can do for you.