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Rates

Checking/Savings Accounts Interest Rates

Account Type Interest Rate *APY
Savings Account .40% .40%
Now Account .05% .05%
Super Now Account .15% .15%
  • Accurate as of 11-30-22
  • Savings accounts require no minimum opening deposit
  • Minimum opening deposit for Now Account $750
  • Minimum opening deposit for Super Now Account $2,500
  • Fees could reduce earnings on the account
  • *APY - Annual Percentage Yield 

Money Market Account Interest Rates

Amount Interest Rate *APY
$2,500 - $24,999.99 .50% .50%
$25,000 - $49,999.99 .75% .75%
$50,000-$99,999.99 1.00% 1.00%
$100,000-$249,999.99 1.49% 1.50%
$250,000-$499,999.99 1.98% 2.00%
$500,000 and over 2.23% 2.25%
  • Accurate as of 11-30-22
  • Minimum opening deposit of $2,500
  • Fees could reduce earnings on the account
  • *APY - Annual Percentage Yield 

Certificate of Deposit Interest Rates

Months Interest Rate *APY
3 Months .75% .75%
6 Months 1.00% 1.00%
8 Months 3.94% 4.00%
12 Months 1.24% 1.25%
15 Months 4.04% 4.10%
18 Months 1.24% 1.25%
24 Months 1.49% 1.50%
30 Months 1.49% 1.50%
36 Months 1.99% 2.00%
48 Months 2.08% 2.10%
60 Months 2.13% 2.15%
  • Accurate as of 11-30-22
  • Withdrawal penalty may apply
  • Minimum opening deposit of $500
  • Minimum balance of $500 to obtain *APY
  • Rates are subject to change without notice.
  • Fees could reduce earnings on the account.
  • *APY - Annual Percentage Yield 


Service Fees

Fee Type Fee Amount
Outgoing Wire Transfers $15.00 - no fee for incoming wire
Cashier’s Checks $ 7.50
Money Order $ 5.00
Nonsufficient funds NSF item each $25.00 - (no guarantee item will be paid)   NSF Fees can be assessed more than once if the same item is presented multiple times 
Stop Payment $15.00
ATM- our terminal No Charge
ATM- other terminals $1.00 plus ATM owner's surcharge
Fax $ 3.00 first pg/ $1.50 ea additional pg
Replace lost, stolen, or broken Debit/ATM card $ 7.50
Pin Replacement $ 1.00
Account Research $ 7.50 (minimum or $15/hr)
Printout $ 1.00
Hot Card Debit/ATM Card $10.00
Paper Statement Fee $ 3.00
  • Accurate as of 10-26-22











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